Most plans offer a choice. 2.1 Insurance Offerings. It is understood that the decision in such arbitration shall be binding on both parties and that a judgement upon any award rendered may be entered in any court having jurisdiction. Penalties include imprisonment, fines and denial of insurance benefits. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. To cancel your pet insurance, you will need to contact your insurance company and request to cancel your policy. For all terms and conditions visit spotpetins.com/sample-policy. By doing this, you will lower your monthly premiums, while making sure your pet is still protected and you will be able to pay for unexpected medical bills. SPOT is an insurance producer licensed in your state. Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the state of California. Possibility of chronic illness onset. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects.In addition, SPOT may charge a fee for administrative services. Can I Get Reimbursed for Routine Teeth Cleanings? Is There a Waiting Period for Pet Insurance? Claim repayment averages 10-14 business days, and direct deposit and check are options. To review the plan best for you, click here. Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . The winner will be announced January 10, 2023. Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet. Grooming. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones wont be covered. Compensation will be paid to the producer, based on the insurance contract the producer sells. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. Any modifications to the Terms will be effective upon posting. Join 2,438,795+ insured dogs and cats across the US. General Coverage Questions 1. Who is the insurance carrier for the Healthy Paws Pet Insurance Plan? Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). You're on the Spot US website. For questions about upgrading or downgrading your policy including terms and conditions please contact Customer Service for more information at 1.800.905.1595.You can also make changes by logging into the customer portal at https://customer.spotpetins.com/portal#/login. . IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. The role of the producer in any particular transaction involves one or more of these activities. If you move within your current state, you are able to adjust your address via the Account Information section in the Spot Customer Portal. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. When your pets end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. Simply head to our online cancellation form and fill in your details. You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. Questions? It was founded in 2019 and aims to deliver first-class coverage without breaking the bank. NOTICE TO OKLAHOMA APPLICANTS:WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. Keep in mind that these are sample numbers for one pet insurance company in one ZIP code. Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. In addition, an insurer may deny insurance benefits if false information material related to a claim was provided by the applicant. All provision indicating an ongoing obligation, which include but are not limited to 1. Yes, you can add preventive care coverage to your policy for a little more cost. Spot Canada. The process will mostly depend on when you cancel, but it is fairly straightforward. Instead of canceling your policy, consider changing the level of coverage of switching insurers. Switch insurance providers. Veterinary Services. To cancel your pet policy, contact Petplan at 1.844. Pop culture evangelist. Our helpful team is just one phone paw away or you can visit the contact page. Lifelong gamer. Get helpful tips in our blog for dogs, puppies, cats, and kittens. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. Standing refers to the right of a party to bring a lawsuit to court. By submitting an entry or accepting a prize, where permitted by law, each winner grants to Sponsor (and agrees to confirm that grant in writing) and those acting pursuant to the authority of Sponsor the irrevocable right without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter developed, including, but not limited to, the World Wide Web, in perpetuity and throughout the universe, his/her Entry, including, without limitation, the entry and winners name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation. Sponsor assumes no responsibility for any error; omission; interruption; deletion; defect; delay in operation or transmission; communications-line failure; or theft, destruction, unauthorized access to, or alteration of Entries. All requests to appeal your claim must be made in writing to us. Except where prohibited by law, all issues and questions concerning the constitution, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the participant and the Sponsor in connection with this Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Ohio in the U.S., without giving effect to any choice of law or conflict of law rules (whether of the State of Ohio, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Ohio in the U.S.10. To cancel your pet policy, contact Petplan at 1.844. If you notify Petplan within the first thirty (30) days from the start date, and you have not submitted any claim against this policy, Petplan will refund the entire premium. NOTICE TO HAWAII APPLICANTS:For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a loss or benefit is a crime punishable by fines or imprisonment, or both. Your payments are processed automatically using the payment method and frequency we have on file. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. I recently got my pup, Aleister, covered with Spot Pet Insurance, which has a great partnership program through my work. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@SPOTpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pets covered conditions. SPONSOR. What Medical Records are Needed From My Veterinarian? Theres no Open Enrollment period, you can buy and drop pet insurance at any time. You can get pet health insurance through various insurers, such as 24PetWatch, Petsmart, Banfield Pet Hospital, Petco, Pets Best, AKC, Costco, Sam's Club, B.J.'s Wholesale Club, and more. You may use any licensed veterinarian in the US. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. Most pet insurance companies offer a multi-pet discount when you enroll multiple pets. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. Let us dig up an answer. Sponsor reserves the right to cancel the Sweepstakes at any time. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. With pet insurance, you will be getting the best value for your four-legged friend while keeping them healthy and happy. Filing a claim with Spot pet insurance is easy. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. For additional information, please call to speak with a licensed insurance agent at 1.800.905.1595. " in 3 reviews " Fast claim payment, great price and peace of mind!!! Nationwide Pet Insurance: Best for Exotic Pets . You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. They offer deductibles of $100, $200, and $500, and their reimbursement rate is 90%, making them come out on top over Spot in this department. Note: your premium may change based on your new zip code. Penalties may include imprisonment, fines, or denial of insurance benefits. Please consult a qualified veterinarian or other medical professional regarding any medical concerns or issues.3.2 No Legal Advice Provided. Key Features. How do I Determine if My Pet Has a Pre-existing Condition? Click a question below to find answers to pet insurance cancelation concerns: Yes, you can cancel your pet insurance policy at any time. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. Surplus lines insurance sold only through licensed surplus lines producers. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Spot Canada. If we do need medical records, well contact your veterinarian directly, but it may speed up the process if you send them in with your claim. How Do I File Claims with Spot? If youre considering canceling your policy, you should be aware that there are certain risks to take into consideration. Jun 5, 2022 - Check here some of the how to cancel spot pet insurance pictures which look amazing and inspiring. Hi Dawn, please give us a call at 1-800-905-1595 or email us at service@customer.spotpetins.com (8AM-8PM EST Mon-Fri) and we can help you out with cancelling. Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. Coverage limits are slightly different for horses. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. Accident & Illness coverage reimbursements are based on the invoice. For plans other than Preventive Care,. In this case, at least 60 days before your coverage ends, we will mail written notice to you at your address as shown on the declarations page. 1 (866) 651-7768. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property related to the Offerings. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. Based on a comparison of top pet insurance companies on ConsumerRating.org. Please have your PIN ready when calling. Trupanion dog insurance costs $70.12 per month for a $500. Pet insurance companies such as Embrace cover curable pre-existing conditions as long as any recurrence is at least 12 months from the date of the last problem. Petplan will return to you the unearned portion of any premium paid. Customer Service Monday to Friday 8:00am - 8:00pm EST Phone: 1.800.905.1595 Before reaching out with questions about pet insurance plans from Spot, be sure to read our FAQ page. Is it worth shopping around for pet insurance? With pet insurance, you pay your vet bill as you normally would, and then you submit your claim to get reimbursed for eligible expenses, based on the parameters of your coverage. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. Pumpkin covers some preexisting conditions and more procedures than most pet insurance companies cover. IN ADDITION, SPOT DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE OFFERINGS IS ACCURATE, COMPLETE OR CURRENT, AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSE CONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE OFFERINGS. YOU AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND SPOT ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION. Call: (844) 696-1407. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. Award Winning Pet Insurance Pet insurance for many more moments together From emergency treatment to preventive care, we make giving your pet a healthier life accessible and affordable for all. Sponsor is not responsible for any typographical or other error in the printing of these Official Rules or any materials associated with the administration of the Sweepstakes or the announcement of the prize. Offerings or these Terms medical records for your pet include doctors notes, results... Multi-Pet discount when you enroll multiple pets plans provided by the applicant claim must be in! Cancel the Sweepstakes at any time, click here the US aware that there are certain risks take. You will need to contact your insurance company in one ZIP code a period... 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